Free storm damage inspections · Financing available!

Insurance Claim Help

We Make Your Insurance Claim Simple

An insurance claim after a storm can feel overwhelming. Our team has guided thousands of Minnesota homeowners through the process. We document the damage, meet your adjuster and bill your insurance company directly.

A+BBB rating
2009In business since
1,000sMinnesota homes restored
25+ yrsCombined owner experience

Insurance Claim Help

Your Partner From Inspection to Final Walkthrough

Co-owner Dan Verdeja built his career on the insurance process, and our team knows what adjusters look for. We take you step by step through your claim, so you always know what comes next.

Your insurance company makes the coverage decision. Our job is to make sure every bit of storm damage is documented, seen and properly repaired, with a thorough inspection, clear photo documentation and a detailed estimate.

Once your claim is approved, our own crews complete the work and we bill your insurance company directly. You are responsible for your deductible and for any upgrades or work your policy doesn’t cover, and we explain all of it up front.

How It Works

The Claim Process, Step by Step

1. Free inspection

We inspect your roof, siding, windows, gutters and soft metals and show you what we find.

2. File your claim

If there is storm damage, you open a claim with your insurance company. We tell you what information to have ready.

3. Adjuster visit

Your insurance company sends an adjuster. We meet them on site and point out all the damage we documented.

4. Review the decision

When your insurance company sends its decision, we review it with you and explain what is covered.

5. Restoration

Our own crews complete the work with top-of-the-line materials and keep you updated.

6. Final walkthrough

We walk the project with you, clean up completely and bill your insurance company directly.

Know Your Rights in Minnesota

Minnesota law does not allow contractors to pay, waive or rebate your insurance deductible, or to offer you anything to win your claim. Be cautious with anyone who does. As a licensed Minnesota contractor (License #BC646606), we follow the rules and keep the process honest and transparent.

GET STARTED

Our Process

From Storm Damage to a Brand-New Roof in 4 Simple Steps

You focus on your family. We handle the inspection, the paperwork with your insurance and the work on your home.

  1. 1

    Contact Our Team

    Call or send us a message. A real person from our Blaine office answers, listens to what happened and schedules your visit.

  2. 2

    Free 25-Point Inspection

    We inspect your roof, siding, windows, gutters and soft metals, using hail maps and full photo documentation, and tell you honestly what we find.

  3. 3

    Insurance Claim Support

    If there's storm damage, we walk you through filing your claim and meet your adjuster on site, so no damage gets overlooked.

  4. 4

    Restoration Done Right

    Our own crews install top-of-the-line materials. We bill your insurance company directly and keep you updated until the final walkthrough.

Reviews

What Our Customers Say

4.4 ★★★★★★★★★★ Based on 35 Google reviews

Why MC Exteriors

A Local Team You Can Trust

Local & Licensed

Based in Blaine and licensed across Minnesota. License #BC646606.

BBB A+ Rated

An accredited business with an A+ rating from the Better Business Bureau.

Our Own Crews

Full-time crews and a dedicated project manager for your home.

Fully Insured

Full liability coverage for all of our crews, for your peace of mind.

Questions

Insurance Claim Help FAQ

Will my insurance pay for a new roof?

If your roof was damaged by a covered event like hail or wind, your policy may pay for the repairs or replacement minus your deductible. Your insurance company makes the final decision, and coverage depends on your policy.

Can I choose my own contractor?

In general, homeowners can choose their own licensed contractor. Check your policy, and ask your insurance company if you have questions.

What if my claim is denied?

Ask your insurance company to explain the decision and review your policy. We can share our inspection photos and documentation with you, so you have a clear picture of the damage.

How much will I pay out of pocket?

With an approved claim, you are responsible for your deductible, plus any upgrades or work your policy doesn’t cover. Minnesota law does not allow contractors to pay or waive your deductible.

Think Your Roof Has Storm Damage?

Get a free, no-obligation inspection from a local, BBB A+ rated team.

Call Now Free Inspection